KIOTI ZXR and KIOTI ZXR SE models – receive $150* (USD) rebate.

KIOTI ZXC, KIOTI ZXC SE and ZXC LT models – receive $150* (USD) rebate.

KIOTI ZXS models – receive $150* (USD) rebate.

– OR – 

0% Financing up to 24 months* 

 

Promotional Period: January 1, 2023 – January 31, 2023
Eligible Units: All Commercial & Residential ZTRs

0% FOR 24 MONTHS – BUY NOW, PAY LATER!

• Minimum Purchase Requirement: $1,500
• Interest Rate: 0%
• No interest for 120 days, No payment for 150 days
• Terms: 24 Months
• Loan Documentation Fee: $150

*Example: On a 2/1/2023 financed amount of $7,500, your down payment is $0, no interest for 120 days, and no payment for 150 days followed by 24 monthly payments of $318.75 each. Interest Rate is 0% [APR is 1.45%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.

1.99% FOR 48 MONTHS

• Minimum Purchase Requirement: $1,500
• Interest Rate: 1.99%
• Terms: 48 Months
• Loan Documentation Fee: $125

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $165.40 each. Interest Rate is 1.99% [APR is 2.82%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

4.99% FOR 48 MONTHS

• Minimum Purchase Requirement: $4,500
• Interest Rate: 4.99%
• Terms: 48 Months
• Loan Documentation Fee: $150

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $176.11 each. Interest Rate is 4.99% [APR is 5.99%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $4,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.

5.99% FOR 60 MONTHS

• Minimum Purchase Requirement: $6,000
• Interest Rate: 5.99%
• Terms: 6 Months
• Loan Documentation Fee: $150

*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $172.12 each. Interest rate is 5.99% [APR is 6.81%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $4,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.

7.99% FOR 12 MONTHS

• Minimum Purchase Requirement: $500
• Interest Rate: 7.99%
• Terms: 12 Months
• Loan Documentation Fee: $50

*Example: On financed amount of $7,500, your down payment is $0 with 12 monthly payments of $656.62 each. Interest Rate is 7.99% [APR is 9.21%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.

9.99% FOR 24 MONTHS

• Minimum Purchase Requirement: $1,500
• Interest Rate: 9.99%
• Terms: 24 Months
• Loan Documentation Fee: $125

*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $351.75 each. Interest Rate is 9.99% [APR is 11.63%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

11.99% FOR 36 MONTHS

• Minimum Purchase Requirement: $1,500
• Interest Rate: 11.99%
• Terms: 36 Months
• Loan Documentation Fee: $125

*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $253.16 each. Interest Rate is 11.99% [APR is 13.13%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

13.99% FOR 48 MONTHS

• Minimum Purchase Requirement: $1,500
• Interest Rate: 13.99%
• Terms: 48 Months
• Loan Documentation Fee: $125

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $208.27 each. Interest Rate is 13.99% [APR is 14.88%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

Sub-prime Program: 9.99% FOR 36 MONTHS

• Minimum Purchase Requirement: $1,500
• Interest Rate: 9.99%
• Terms: 36 Months
• Loan Documentation Fee: $125

*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $245.95 each. Interest Rate is 9.99% [APR is 11.12%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 620. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

Financing Options

*Spring Ahead Sales Event – No Interest for 120 days; No Payment for 150 days; thereafter, 0% for 24 Months [1.45% APR*]. Example: On a 2/1/2023 financed amount of $7,500, your down payment is $0, no interest for 120 days, and no payments for 150 days followed by 24 monthly payments of $318.75 each. Interest rate is 0% [APR is 1.45%]. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Origination Fee has been added to the Amount Financed in the amount of $150.00. **Spring Ahead Sales Event – 1.99% for 48 Months [2.82% APR*]. Example: On a financed amount of $7,500, your down payment is $0 with 48 monthly payments of $165.40 each. Interest Rate is 1.99% [APR is 2.82%]. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Financing promotions void where prohibited. Offer effective on all new and unused Altoz equipment purchased from a participating Altoz dealer between February 1, 2023 and April 30, 2023. Offer subject to change without notice. [“E” means estimate.] See dealer for details. ©2023 Altoz

⁷ 1.99% APR with 36 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 1.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

Minimum purchase $199. To avoid interest, you must pay the full promotional balance
before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase
APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest.
Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the
interest. Prior purchases excluded. Account must be in good standing. Offer valid 02/01/23-04/30/23. Other finance plans may be
available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum
interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet
financing account issued by TD Bank, N.A.

Minimum purchase $500. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Prior purchases excluded. Account must be in good standing. Offer valid 02/01/23-04/30/23. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

Minimum purchase $2,000. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 02/01/23-04/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

Minimum purchase $3,000. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 02/01/23-04/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500 mowers and $3,500 for UVs; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500 for mowers and $5,999 for UVs; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of 125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500 for mowers and $3,500 for UVs.; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500 for mowers and $3,500 for UVs; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 620. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500 for mowers and $5,999 for UVs; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of 125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500 for mowers and $3,500 for UVs.; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500 mowers and $3,500 for UVs; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500 for mowers and $3,500 for UVs; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

¹ No Interest if Paid in Full within 6 Months: Minimum purchase $199. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum payment and may exclude taxes, delivery or other charges Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

² No Interest if Paid in Full within 12 Months: Minimum purchase $500. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum payment and may exclude taxes, delivery or other charges Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

³ 0% APR for 24 Months with Equal Payments: Minimum purchase $2,000. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Advertised monthly payment, if any, may exclude taxes, delivery, or other charges. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

⁵ 0% APR for 36 Months with Equal Payments: Minimum purchase $3,000. Excludes Utility Vehicles. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Advertised monthly payment, if any, may exclude taxes, delivery, or other charges. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

⁶ 0% APR for 48 Months with Equal Payments: Minimum purchase $5,000. Excludes Utility Vehicles. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Advertised monthly payment, if any, may exclude taxes, delivery, or other charges. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

¹⁵ 0% APR for 60 Months with Equal Payments: Minimum purchase $6,000. Excludes Utility Vehicles. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

⁸ 2.99% APR with 48 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 2.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

⁹3.99% APR with 60 Monthly Payments: Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 3.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 2/1/23-4/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

⁴ Standard Purchase APR and Payments: Standard financing terms apply. Interest will be charged on the unpaid purchase balance at the APR for standard Purchases. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

¹⁴ No Interest if Paid in Full within 18 Months: Offer valid on 2X and 3X snowthrowers. Minimum purchase $750. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum payment and may exclude taxes, delivery or other charges. Prior purchases excluded. Account must be in good standing. Offer valid 10/1/22-2/28/23. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

*0% APR for 60 Months with Equal Payments:

Minimum purchase $6,000. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 02/01/23- 04/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A

*1.99% APR with 36 Monthly Payments:

Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 1.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 02/01/23-04/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

*2.99% APR with 48 Monthly Payments:

Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 2.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 02/01/23-04/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

3.99% APR with 60 Monthly Payments:

Minimum purchase $1,500. There is a promotional fee of $125 for this transaction. 3.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Offer valid 02/01/23-04/30/23. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Cub Cadet financing account issued by TD Bank, N.A.

2.99% – 5.99% Financing for up to 84 Months on Yanmar UTVs

Low rate retail financing available for all new Yanmar Utility Task Vehicles and attachments is for US only. All transactions are subject to commercial installment credit approval. Other terms and conditions may be required at Yanmar’s discretion. All rates, terms and conditions are subject to change without notice. Monthly payment plan is based on low rate financing, actual retail rate may vary. Taxes, freight, setup and handling charges may be additional and may vary. Low rate retail financing does not qualify for cash rebate, and a down payment may be required to participate. Models subject to limited availability. Offer valid through February 28, 2023. Not available with any other offer. Current promotions are only available at participating dealers.

0% – 4.99% Financing for up to 84 Months! – Low Rate Tractor Financing

Low rate retail financing available for all new Yanmar compact tractor models and attachments is for US only. All transactions are subject to commercial installment credit approval. Other terms and conditions may be required at Yanmar’s discretion. All rates, terms and conditions are subject to change without notice. Monthly payment plan is based on low rate financing, actual retail rate may vary. Taxes, freight, setup and handling charges may be additional and may vary. Low rate retail financing does not qualify for cash rebate, and a down payment may be required to participate. Models subject to limited availability. Offer valid through February 28, 2023. Not available with any other offer. Current promotions are only available at participating dealers.

Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. *Repayment term is 12 months. 0% fixed APR, effective as of November 2022. Minimum loan amounts apply. **Repayment term is 60 months. 7.99% fixed APR, effective as of November 2022. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes. ***Repayment term is 144 months. 9.99% fixed APR. Minimum loan amounts apply. Actual loan term may be shorter if less than the full approved loan amount is used. The first monthly payment will be due 150 days from the date of application and monthly thereafter.